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Outage tracker / Chime

Is Chime down?

Short linkrlup.io/down/chime

I'm having a problem

Operationalchecked 19 minutes ago

We reached Chime from all 2 regions we check.

As of Oct 5, 2026, 7:57 PM UTC, Chime answered RealUptime's probes in all 2 regions that returned a reading.

Reachability verified

No outage recorded in the 46 days we have measured Chime (since Aug 20, 2026).

our independent probeslive · checked Oct 5, 2026, 7:57 PM UTC
US-East225 msOperational
US-West278 msOperational

Chime serves United States customers, so we check it from our US regions only.

their status pagetheir claim, not our reading

Chime reports: All systems operational (“All Systems Operational”)

from Chime's own status page, checked Oct 5, 2026, 7:58 PM UTC
Our probes and Chime's own status page agree: both show Chime as reachable right now.

Chime's own component breakdown, as they publish it

  • Card PurchasesOperational
  • In-App SupportOperational
  • Direct DepositOperational
  • Live Chat SupportOperational
  • Cash DepositsOperational
  • Phone SupportOperational
  • SpotMeOperational
  • Pay AnyoneOperational
  • Mobile Check DepositOperational
  • MyPayOperational
  • ACH TransfersOperational
  • View BalancesOperational
  • Enable/Disable Card TransactionsOperational
  • Dispute FilingOperational
  • Instant TransfersOperational
  • WebOperational
  • Mobile AppOperational
  • New Account SignupOperational
  • LoginOperational
  • ATMsOperational
  • Chime WirelessOperational

These are Chime's components, named and scored by Chime. We do not map them onto the functions we check above, because we have no way to know which of their components our checks touch. Two lists, side by side, neither one rewriting the other.

This is Chime's own claim about their service, shown separately from what we measured. We never change our own numbers based on what a vendor reports, and this reading never changes theirs. Read both.

Chime response time, by region

US-East
554msp95 · latest
1s500ms0ms
US-East response time (p95) over the last 30 daysDaily 95th-percentile response time for US-East, scaled to a maximum of 1s. Days with no samples are not plotted, not shown as zero.2026-09-06 UTC: p95 609ms2026-09-07 UTC: p95 506ms2026-09-08 UTC: p95 555ms2026-09-09 UTC: p95 415ms2026-09-10 UTC: p95 420ms2026-09-11 UTC: p95 568ms2026-09-12 UTC: p95 428ms2026-09-13 UTC: p95 515ms2026-09-14 UTC: p95 418ms2026-09-15 UTC: p95 439ms2026-09-16 UTC: p95 418ms2026-09-17 UTC: p95 444ms2026-09-18 UTC: p95 534ms2026-09-19 UTC: p95 401ms2026-09-20 UTC: p95 393ms2026-09-21 UTC: p95 492ms2026-09-22 UTC: p95 582ms2026-09-23 UTC: p95 574ms2026-09-24 UTC: p95 538ms2026-09-25 UTC: p95 531ms2026-09-26 UTC: p95 517ms2026-09-27 UTC: p95 495ms2026-09-28 UTC: p95 408ms2026-09-29 UTC: p95 520ms2026-09-30 UTC: p95 444ms2026-10-01 UTC: p95 598ms2026-10-02 UTC: p95 436ms2026-10-03 UTC: p95 503ms2026-10-04 UTC: p95 538ms2026-10-05 UTC: p95 554ms
Sep 6Sep 20Oct 5
US-West
367msp95 · latest
1s500ms0ms
US-West response time (p95) over the last 30 daysDaily 95th-percentile response time for US-West, scaled to a maximum of 1s. Days with no samples are not plotted, not shown as zero.2026-09-06 UTC: p95 502ms2026-09-07 UTC: p95 431ms2026-09-08 UTC: p95 396ms2026-09-09 UTC: p95 274ms2026-09-10 UTC: p95 251ms2026-09-11 UTC: p95 481ms2026-09-12 UTC: p95 372ms2026-09-13 UTC: p95 446ms2026-09-14 UTC: p95 341ms2026-09-15 UTC: p95 458ms2026-09-16 UTC: p95 475ms2026-09-17 UTC: p95 544ms2026-09-18 UTC: p95 514ms2026-09-19 UTC: p95 469ms2026-09-20 UTC: p95 482ms2026-09-21 UTC: p95 459ms2026-09-22 UTC: p95 424ms2026-09-23 UTC: p95 474ms2026-09-24 UTC: p95 453ms2026-09-25 UTC: p95 438ms2026-09-26 UTC: p95 681ms2026-09-27 UTC: p95 595ms2026-09-28 UTC: p95 566ms2026-09-29 UTC: p95 598ms2026-09-30 UTC: p95 608ms2026-10-01 UTC: p95 500ms2026-10-02 UTC: p95 565ms2026-10-03 UTC: p95 592ms2026-10-04 UTC: p95 390ms2026-10-05 UTC: p95 367ms
Sep 6Sep 20Oct 5

Is it Chime, or is it you?

Watching an outage above does not tell you whether your own connection or site is also having a problem. Enter your own URL for one live check, right now, no signup. This checks the site you enter, not Chime -- it cannot diagnose Chime's own systems.

Get an email when we see Chime go down, and when it is back

Get told when we measure this

We will tell you when our probes stop reaching Chime, and again when they can reach it again. That is our own measurement from ten regions, not Chime's status page. No account, no card.

Delivery channel

Double opt-in: nothing is sent until you click the link in the confirmation email. One email when a measured outage opens, one when it closes, and a one-click unsubscribe in every one. We do not send anything else to this address.

What are you seeing? (optional)

No account needed, and we never store your IP address. Reports are counted separately from our own measurements and are always shown as unverified.

What we measured, and what people reported

  • North America
    Not monitored from this regionUS-East, US-West, US-Central, Canada
    • US-East
      Operationallatency: 225msstatus code: 200checked: Oct 5, 2026, 7:57 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur US-East probes reach Chime normally. We do not have enough reports from US-East to say anything about what people there are seeing.
    • US-West
      Operationallatency: 278msstatus code: 200checked: Oct 5, 2026, 7:54 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur US-West probes reach Chime normally. We do not have enough reports from US-West to say anything about what people there are seeing.
    • US-Central
      Not monitored from this regionChime is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • Canada
      Not monitored from this regionChime is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
  • South America
    Not monitored from this regionChime is not monitored from this region.
    0 people in the last 5 minutesNot enough reports to say
  • Europe
    Not monitored from this regionEurope, UK
    • Europe
      Not monitored from this regionChime is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • UK
      Not monitored from this regionChime is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
  • Asia Pacific
    Not monitored from this regionAsia-Pacific, Southeast Asia, Australia
    • Asia-Pacific
      Not monitored from this regionChime is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • Southeast Asia
      Not monitored from this regionChime is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • Australia
      Not monitored from this regionChime is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say

Somewhere else or not sure: 0 people in the last 5 minutes

These are unverified reports from people using Chime, counted separately from what our own probes measure. Anyone can file one, no account is needed, and the region on a report is chosen by the person filing it. We never open, extend or close an outage in our record based on report volume: only our own measurements do that. We have not received any reports for Chime yet, which is not evidence that nothing is wrong.

Recent outages

App Outage, 2h 4mdeclared on their status page2026-10-01
Enrollment/New Account Signup Outage, 14mdeclared on their status page2026-09-24
Transfers between Chime accounts, 1h 14mdeclared on their status page2026-09-24
Enrollment/New Account Signup Outage, 58mdeclared on their status page2026-08-26
Direct Deposit, 1h 3mdeclared on their status page2026-08-21
Direct Deposit, 1h 29mdeclared on their status page2026-08-21
Member Support phone issues, 2h 24mdeclared on their status page2026-08-12
App Outage, 23mdeclared on their status page2026-06-16

measured entries are our own probes' readings; declared entries are the vendor's. How this check works

We have been measuring Chime since August 20, 2026. We show nothing from before that date, and we never add an outage we did not observe ourselves, from any source.

Need this in writing? Generate an SLA evidence report for Chime covering any window you pick, with our measurements and Chime's own claim at the time, side by side.

Full availability history for Chime: 90-day availability by region, month-by-month uptime, and every incident on record.

Monitor your own site the same way

This page shows what we see when we check this service, using the same ten regions, for a site you run. RealUptime Monitor watches your own servers from inside your network, and it starts free.

Start monitoring your own servers

Put this badge in your README

Chime uptime measured by RealUptimeLive, from this page's own readings.
[![Chime uptime measured by RealUptime](https://realuptime.io/outages/chime/badge.svg?days=30)](https://realuptime.io/outages/chime)
<a href="https://realuptime.io/outages/chime"><img src="https://realuptime.io/outages/chime/badge.svg?days=30" alt="Chime uptime measured by RealUptime"></a>

The badge shows the share of our probes that succeeded over the last 30 days, and the window is printed on it so the number always says what period it covers. If our readings go stale it says stale, and if we have no readings it says so: it will not show green on data we cannot vouch for. Free, no account, and it links back here. See how the badge works for every window and the honesty rules behind it.

What Chime's SLA implies, from our measurement

At or above your target

We measured none of downtime for Chime over the last 30 days, which is 100% uptime by our reading. A 99.9% target allows 43 minutes over that period.

By our measurement there is no shortfall to claim for this period.

This is computed from our own probe measurements, not from Chime's SLA instrumentation. Their contract is normally measured against their own systems, with their own exclusions and a claim window, so their figure and ours will differ. Use this to start the conversation and ask for their number. It is not legal advice and it is not a determination of what you are owed.

What we check

primary
https://status.chime.com/api/v2/status.json
secondary
https://status.chime.com/
RealUptime is not affiliated with Chime; the name identifies what we measured, and nothing here speaks for Chime's own team. We send a single web request to Chime from 2 regions on our own schedule and time the response. We do not see inside Chime's systems, do not use an account or real transaction, and are not the same signal Chime's own team has access to. Treat this as one external data point, not a verdict. What we check for Chime proves reachability only: the endpoints above answer, but that does not confirm the underlying product or account features work. Chime serves United States customers, so we check it from our US regions only. Read the full methodology.

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