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Outage tracker / Plaid

Is Plaid down?

Short linkrlup.io/down/plaid

I'm having a problem

Operationalchecked 19 minutes ago

We reached Plaid from all 2 regions we check.

As of Oct 5, 2026, 7:57 PM UTC, Plaid answered RealUptime's probes in all 2 regions that returned a reading.

Reachability verified

No outage recorded in the 46 days we have measured Plaid (since Aug 20, 2026).

our independent probeslive · checked Oct 5, 2026, 7:57 PM UTC
US-East136 msOperational
US-West617 msOperational

Plaid's coverage is concentrated in North America, so we check it from our US regions only.

their status pagetheir claim, not our reading

Plaid reports: All systems operational (“All Systems Operational”)

from Plaid's own status page, checked Oct 5, 2026, 7:52 PM UTC
Our probes and Plaid's own status page agree: both show Plaid as reachable right now.

Plaid's own component breakdown, as they publish it

  • API - ProductionOperational
  • API - SandboxOperational
  • DashboardOperational
  • Plaid PortalOperational

These are Plaid's components, named and scored by Plaid. We do not map them onto the functions we check above, because we have no way to know which of their components our checks touch. Two lists, side by side, neither one rewriting the other.

This is Plaid's own claim about their service, shown separately from what we measured. We never change our own numbers based on what a vendor reports, and this reading never changes theirs. Read both.

Plaid response time, by region

US-East
385msp95 · latest
2s1s0ms
US-East response time (p95) over the last 30 daysDaily 95th-percentile response time for US-East, scaled to a maximum of 2s. Days with no samples are not plotted, not shown as zero.2026-09-06 UTC: p95 966ms2026-09-07 UTC: p95 868ms2026-09-08 UTC: p95 883ms2026-09-09 UTC: p95 835ms2026-09-10 UTC: p95 779ms2026-09-11 UTC: p95 826ms2026-09-12 UTC: p95 837ms2026-09-13 UTC: p95 847ms2026-09-14 UTC: p95 864ms2026-09-15 UTC: p95 815ms2026-09-16 UTC: p95 1.0s2026-09-17 UTC: p95 1.0s2026-09-18 UTC: p95 1.3s2026-09-19 UTC: p95 911ms2026-09-20 UTC: p95 992ms2026-09-21 UTC: p95 1.2s2026-09-22 UTC: p95 1.1s2026-09-23 UTC: p95 1.3s2026-09-24 UTC: p95 1.2s2026-09-25 UTC: p95 1.2s2026-09-26 UTC: p95 985ms2026-09-27 UTC: p95 1.2s2026-09-28 UTC: p95 1.1s2026-09-29 UTC: p95 1.1s2026-09-30 UTC: p95 939ms2026-10-01 UTC: p95 308ms2026-10-02 UTC: p95 296ms2026-10-03 UTC: p95 455ms2026-10-04 UTC: p95 309ms2026-10-05 UTC: p95 385ms
Sep 6Sep 20Oct 5
US-West
664msp95 · latest
2s1s0ms
US-West response time (p95) over the last 30 daysDaily 95th-percentile response time for US-West, scaled to a maximum of 2s. Days with no samples are not plotted, not shown as zero.2026-09-06 UTC: p95 1.1s2026-09-07 UTC: p95 1.0s2026-09-08 UTC: p95 916ms2026-09-09 UTC: p95 869ms2026-09-10 UTC: p95 828ms2026-09-11 UTC: p95 928ms2026-09-12 UTC: p95 965ms2026-09-13 UTC: p95 1.1s2026-09-14 UTC: p95 954ms2026-09-15 UTC: p95 912ms2026-09-16 UTC: p95 987ms2026-09-17 UTC: p95 1.1s2026-09-18 UTC: p95 957ms2026-09-19 UTC: p95 994ms2026-09-20 UTC: p95 1.0s2026-09-21 UTC: p95 1.1s2026-09-22 UTC: p95 1.3s2026-09-23 UTC: p95 1.2s2026-09-24 UTC: p95 1.1s2026-09-25 UTC: p95 1.1s2026-09-26 UTC: p95 1.2s2026-09-27 UTC: p95 950ms2026-09-28 UTC: p95 1.0s2026-09-29 UTC: p95 1.1s2026-09-30 UTC: p95 1.2s2026-10-01 UTC: p95 676ms2026-10-02 UTC: p95 468ms2026-10-03 UTC: p95 552ms2026-10-04 UTC: p95 704ms2026-10-05 UTC: p95 664ms
Sep 6Sep 20Oct 5

Is it Plaid, or is it you?

Watching an outage above does not tell you whether your own connection or site is also having a problem. Enter your own URL for one live check, right now, no signup. This checks the site you enter, not Plaid -- it cannot diagnose Plaid's own systems.

Get an email when we see Plaid go down, and when it is back

Get told when we measure this

We will tell you when our probes stop reaching Plaid, and again when they can reach it again. That is our own measurement from ten regions, not Plaid's status page. No account, no card.

Delivery channel

Double opt-in: nothing is sent until you click the link in the confirmation email. One email when a measured outage opens, one when it closes, and a one-click unsubscribe in every one. We do not send anything else to this address.

What are you seeing? (optional)

No account needed, and we never store your IP address. Reports are counted separately from our own measurements and are always shown as unverified.

What we measured, and what people reported

  • North America
    Not monitored from this regionUS-East, US-West, US-Central, Canada
    • US-East
      Operationallatency: 136msstatus code: 200checked: Oct 5, 2026, 7:57 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur US-East probes reach Plaid normally. We do not have enough reports from US-East to say anything about what people there are seeing.
    • US-West
      Operationallatency: 617msstatus code: 200checked: Oct 5, 2026, 7:47 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur US-West probes reach Plaid normally. We do not have enough reports from US-West to say anything about what people there are seeing.
    • US-Central
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • Canada
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
  • South America
    Not monitored from this regionPlaid is not monitored from this region.
    0 people in the last 5 minutesNot enough reports to say
  • Europe
    Not monitored from this regionEurope, UK
    • Europe
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • UK
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
  • Asia Pacific
    Not monitored from this regionAsia-Pacific, Southeast Asia, Australia
    • Asia-Pacific
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • Southeast Asia
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • Australia
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say

Somewhere else or not sure: 0 people in the last 5 minutes

These are unverified reports from people using Plaid, counted separately from what our own probes measure. Anyone can file one, no account is needed, and the region on a report is chosen by the person filing it. We never open, extend or close an outage in our record based on report volume: only our own measurements do that. We have not received any reports for Plaid yet, which is not evidence that nothing is wrong.

Recent outages

Service Disruption Impacting Bank of America connections, 1h 34mdeclared on their status page2026-09-26
Service Disruption Impacting Chime connections, 6h 2mdeclared on their status page2026-09-17
Transaction Updates Delayed, 6h 28mdeclared on their status page2026-09-15
Elevated Item add errors, 2h 13mdeclared on their status page2026-09-15
Statements API downtime, 5h 19mdeclared on their status page2026-09-11
Elevated API errors, 15h 37mdeclared on their status page2026-08-24
Service Disruption Impacting Navy Federal Credit Union connections, 3h 38mdeclared on their status page2026-08-16
Service Disruption Impacting Navy Federal Credit Union connections, 8h 20mdeclared on their status page2026-08-12

measured entries are our own probes' readings; declared entries are the vendor's. How this check works

We have been measuring Plaid since August 20, 2026. We show nothing from before that date, and we never add an outage we did not observe ourselves, from any source.

Need this in writing? Generate an SLA evidence report for Plaid covering any window you pick, with our measurements and Plaid's own claim at the time, side by side.

Full availability history for Plaid: 90-day availability by region, month-by-month uptime, and every incident on record.

Monitor your own site the same way

This page shows what we see when we check this service, using the same ten regions, for a site you run. RealUptime Monitor watches your own servers from inside your network, and it starts free.

Start monitoring your own servers

Put this badge in your README

Plaid uptime measured by RealUptimeLive, from this page's own readings.
[![Plaid uptime measured by RealUptime](https://realuptime.io/outages/plaid/badge.svg?days=30)](https://realuptime.io/outages/plaid)
<a href="https://realuptime.io/outages/plaid"><img src="https://realuptime.io/outages/plaid/badge.svg?days=30" alt="Plaid uptime measured by RealUptime"></a>

The badge shows the share of our probes that succeeded over the last 30 days, and the window is printed on it so the number always says what period it covers. If our readings go stale it says stale, and if we have no readings it says so: it will not show green on data we cannot vouch for. Free, no account, and it links back here. See how the badge works for every window and the honesty rules behind it.

What Plaid's SLA implies, from our measurement

At or above your target

We measured none of downtime for Plaid over the last 30 days, which is 100% uptime by our reading. A 99.9% target allows 43 minutes over that period.

By our measurement there is no shortfall to claim for this period.

This is computed from our own probe measurements, not from Plaid's SLA instrumentation. Their contract is normally measured against their own systems, with their own exclusions and a claim window, so their figure and ours will differ. Use this to start the conversation and ask for their number. It is not legal advice and it is not a determination of what you are owed.

What we check

primary
https://production.plaid.com/
secondary
https://status.plaid.com/
RealUptime is not affiliated with Plaid; the name identifies what we measured, and nothing here speaks for Plaid's own team. We send a single web request to Plaid from 2 regions on our own schedule and time the response. We do not see inside Plaid's systems, do not use an account or real transaction, and are not the same signal Plaid's own team has access to. Treat this as one external data point, not a verdict. What we check for Plaid proves reachability only: the endpoints above answer, but that does not confirm the underlying product or account features work. Plaid's coverage is concentrated in North America, so we check it from our US regions only. Read the full methodology.

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