Is Wise down?
Operationalchecked 12 minutes ago
We reached Wise from all 10 regions we check.
As of Oct 5, 2026, 8:03 PM UTC, Wise answered RealUptime's probes in all 10 regions that returned a reading.
Last outage: 1h 3m on Sep 16, 2026 (web surface, from UK, Southeast Asia and Australia).
Wise reports: All systems operational (“All Systems Operational”)
Wise reports an active incident: Service Disruption (all systems operational, since Sep 16, 2026, 4:42 PM UTC). Their summary currently reads “All systems operational” even so: the summary and the incident come from two separately polled feeds and can disagree.
Wise's own component breakdown, as they publish it
- 📱 Mobile AppOperational
- 📰 WebsiteOperational
- 💱 AccountOperational
- 💸 PaymentsOperational
- 💳 Debit CardOperational
- 🔗 APIOperational
- ✉️ Customer SupportOperational
These are Wise's components, named and scored by Wise. We do not map them onto the functions we check above, because we have no way to know which of their components our checks touch. Two lists, side by side, neither one rewriting the other.
This is Wise's own claim about their service, shown separately from what we measured. We never change our own numbers based on what a vendor reports, and this reading never changes theirs. Read both.
Wise response time, by region
Is it Wise, or is it you?
Watching an outage above does not tell you whether your own connection or site is also having a problem. Enter your own URL for one live check, right now, no signup. This checks the site you enter, not Wise -- it cannot diagnose Wise's own systems.
Get an email when we see Wise go down, and when it is back
Get told when we measure this
We will tell you when our probes stop reaching Wise, and again when they can reach it again. That is our own measurement from ten regions, not Wise's status page. No account, no card.
What we measured, and what people reported
- North AmericaOperationalUS-East, US-West, US-Central, Canada
- US-EastOperationallatency: 467msstatus code: 401checked: Oct 5, 2026, 7:58 PM UTC0 people in the last 5 minutesNot enough reports to sayOur US-East probes reach Wise normally. We do not have enough reports from US-East to say anything about what people there are seeing.
- US-WestOperationallatency: 532msstatus code: 401checked: Oct 5, 2026, 7:47 PM UTC0 people in the last 5 minutesNot enough reports to sayOur US-West probes reach Wise normally. We do not have enough reports from US-West to say anything about what people there are seeing.
- US-CentralOperationallatency: 249msstatus code: 401checked: Oct 5, 2026, 7:30 PM UTC0 people in the last 5 minutesNot enough reports to sayOur US-Central probes reach Wise normally. We do not have enough reports from US-Central to say anything about what people there are seeing.
- CanadaOperationallatency: 523msstatus code: 401checked: Oct 5, 2026, 7:43 PM UTC0 people in the last 5 minutesNot enough reports to sayOur Canada probes reach Wise normally. We do not have enough reports from Canada to say anything about what people there are seeing.
- South AmericaOperationallatency: 477msstatus code: 401checked: Oct 5, 2026, 8:03 PM UTC0 people in the last 5 minutesNot enough reports to sayOur South America probes reach Wise normally. We do not have enough reports from South America to say anything about what people there are seeing.
- EuropeOperationalEurope, UK
- EuropeOperationallatency: 144msstatus code: 401checked: Oct 5, 2026, 7:53 PM UTC0 people in the last 5 minutesNot enough reports to sayOur Europe probes reach Wise normally. We do not have enough reports from Europe to say anything about what people there are seeing.
- UKOperationallatency: 199msstatus code: 401checked: Oct 5, 2026, 7:32 PM UTC0 people in the last 5 minutesNot enough reports to sayOur UK probes reach Wise normally. We do not have enough reports from UK to say anything about what people there are seeing.
- Asia PacificOperationalAsia-Pacific, Southeast Asia, Australia
- Asia-PacificOperationallatency: 584msstatus code: 401checked: Oct 5, 2026, 7:56 PM UTC0 people in the last 5 minutesNot enough reports to sayOur Asia-Pacific probes reach Wise normally. We do not have enough reports from Asia-Pacific to say anything about what people there are seeing.
- Southeast AsiaOperationallatency: 667msstatus code: 401checked: Oct 5, 2026, 7:44 PM UTC0 people in the last 5 minutesNot enough reports to sayOur Southeast Asia probes reach Wise normally. We do not have enough reports from Southeast Asia to say anything about what people there are seeing.
- AustraliaOperationallatency: 1300msstatus code: 401checked: Oct 5, 2026, 8:02 PM UTC0 people in the last 5 minutesNot enough reports to sayOur Australia probes reach Wise normally. We do not have enough reports from Australia to say anything about what people there are seeing.
Somewhere else or not sure: 0 people in the last 5 minutes
These are unverified reports from people using Wise, counted separately from what our own probes measure. Anyone can file one, no account is needed, and the region on a report is chosen by the person filing it. We never open, extend or close an outage in our record based on report volume: only our own measurements do that. We have not received any reports for Wise yet, which is not evidence that nothing is wrong.
Recent outages
measured entries are our own probes' readings; declared entries are the vendor's. How this check works
We have been measuring Wise since August 20, 2026. We show nothing from before that date, and we never add an outage we did not observe ourselves, from any source.
Need this in writing? Generate an SLA evidence report for Wise covering any window you pick, with our measurements and Wise's own claim at the time, side by side.
Full availability history for Wise: 90-day availability by region, month-by-month uptime, and every incident on record.
Monitor your own site the same way
This page shows what we see when we check this service, using the same ten regions, for a site you run. RealUptime Monitor watches your own servers from inside your network, and it starts free.
Start monitoring your own serversPut this badge in your README
Live, from this page's own readings.[](https://realuptime.io/outages/wise)<a href="https://realuptime.io/outages/wise"><img src="https://realuptime.io/outages/wise/badge.svg?days=30" alt="Wise uptime measured by RealUptime"></a>The badge shows the share of our probes that succeeded over the last 30 days, and the window is printed on it so the number always says what period it covers. If our readings go stale it says stale, and if we have no readings it says so: it will not show green on data we cannot vouch for. Free, no account, and it links back here. See how the badge works for every window and the honesty rules behind it.
What Wise's SLA implies, from our measurement
Below your target
We measured 1h 3m of downtime for Wise over the last 30 days, which is 99.8533% uptime by our reading. A 99.9% target allows 43 minutes over that period.
That is 20 minutes more than the target allows. The figure above is the pro-rata share of one month's fee for the time we could not reach it. Your contract probably uses a tiered credit schedule instead, and we have not read it, so treat this as one common way to reason about a credit rather than the amount they owe.
This is computed from our own probe measurements, not from Wise's SLA instrumentation. Their contract is normally measured against their own systems, with their own exclusions and a claim window, so their figure and ours will differ. Use this to start the conversation and ask for their number. It is not legal advice and it is not a determination of what you are owed.